Links and Resources
  
Alan's Online Blog
  
For my up to date thoughts on recent sales and market conditions, please take a look at my Real Estate blog located at http://blog.alanwangrealty.com

Components of an Offer

Curious what the components of an offer are?  See the following picture we have created to help you visualize what comes next when you are writing an offer to purchase a home or on the receiving end as a Seller.

 


Here are the scenarios of how Loans, Appraisals, Downpayments and Deposits are intertwined - https://www.linkedin.com/pulse/how-loans-appraisals-down-payments-deposits-intertwined-alan-wang/
 
Loan Agents
 
The loan process is the foundation of every real estate transaction.  If the loan is not processed correctly and in a timely manner the Real Estate transaction could be in jeapordy and your deposits at risk.  This is why it is important to choose a Loan Agent that you are comfortable with and one that has a track record of performance.
 
Ask me about my preferred lenders!
 
Closing Costs
 
Ever wonder who pays for what closing costs in which county?  Here is a summary sheet that helps to define these costs by county.
 
https://isvr.acceleragent.com/usr/1006068013/CustomPages/Who__Pays__What__In_Your_County.pdf
 
Ways to Hold Title Ownership
 
Before closing on your new home, there are various methods of holding ownership also known as holding title.  Each has legal and accounting consequences which we recommend that you talk to your Accountant and Lawyer to decide what case best fits your families' specific needs.  Here are high level summaries for your convenience. 
 
High level summary - https://isvr.acceleragent.com/usr/1006068013/CustomPages/7_Common_Ways_to_Hold_Title.pdf 
 
Summary Grid -  http://isvr.acceleragent.com/usr/1006068013/CustomPages/images/Ways_to_Hold_Title_GRAPH_2016.pdf

How does the primary home owner exemption work?

Here is an excellent article from our CPA on the topic https://wheelercpa.com/minimizing-capital-gains-tax-home-sale/
Home Warranty
 
With every home purchase we like to protect our Buyers with a Home Warranty that protects you for one year.  Here is an overview of the coverage: 

https://isvr.acceleragent.com/usr/1006068013/CustomPages/Home_Warranty_Brochure.pdf


Roof Warranty Details:
https://isvr.acceleragent.com/usr/1006068013/CustomPages/Roof_RX.pdf
 
Estimated Costs for Re-modeling

The question often comes up, how much does re-modeling cost?  We have a handy estimate for your convenieince! http://isvr.acceleragent.com/usr/1006068013/CustomPages/Cost_of_Remodeling_or_Repair.pdf

Looking For An Ad-Hoc Online Search Engine
 
Use the official Santa Clara County MLS Listing search made just for you!
 
http://www.mlslistings.com
 
All Realtors pull information from this very database.  E-mail me at alan@alanwangrealty.com to have a custom e-mail search setup for you or set one up on our website!  Get home links e-mailed directly to your e-mail account!  Browse homes at your leisure!
 
Curious how much your home is worth?
 
Zillow.com is an interesting site for very rough figures, however the data on this site has been known to not be completely accurate.  Please e-mail us at alan@alanwangrealty.com for a customized estimated value on your home based on the most recent real time homes sold in your area.

Property Tax Payment Dates
 
The secured property tax bill is payable in two installments:

Installment 1
 
The first installment is due and payable on November 1. However, you have until December 10 to make your payment.  (Always give yourself a few days, the county is not flexible on late payments).

Installment 2:

The second installment is due and payable on February 1.  However, you have until April 10 to make your payment.  (Always give yourself a few days, the county is not flexible on late payments).

For your convenience here are the links to the county websites:


Supplemental Property Taxes

Information regarding the Supplemental Tax Bill you will receive - http://isvr.acceleragent.com/usr/1006068013/CustomPages/images/Supplemental_Property_Taxes_2016.pdf

Earthquake Insurance
 
Those of you that are curious about earthquake insurance please take a look at the California Earthquake authority website for a quote on an annual premium and coverages.
 
 
Don't forget to read the Earthquake Safety Guide http://www.seismic.ca.gov/pub/CSSC_2005-01_HOG.pdf
 
Home Safety
 
Don't regret not owning an alarm system when you become a victim of a robbery.  Install an alarm system that when used, is monitored 24/7 by a central station operator who will follow procedures to call you first or dispatch the local police.  (In cities that comply).
 
We highly recommend local company AEC Alarms serving the Bay Area since 1972 and voted number 1 in the Bay Area on Kron 4 news!
 
 
 
Please contact us directly at alan@alanwangrealty.com for a referral for a specific real estate service.  There are too many possibilities to publish!